Description: Planning for retirement in North America has become much more challenging as the defined benefit system has declined. We must take more responsibility for ourselves. As we plan, many societal forces affect us. Both men and women are disadvantaged because Americans in particular are not very good savers. While pension plans and Social Security, or CPP/QPP/OAS in Canada, generally use the same formulas for men and women, often the results are different. This article focuses on the challenges women face in retirement.

Description: This essay focuses on elements of success in a system linked to employment.

Description: Article suggests future steps with regard to this project and provides information on where to get the essays.

Description: Provides data including a special survey of elder orphans, lays out issues and offers ideas for solutions. Describes types of need for health care support.

Description: This paper looks at different ways to think about the economic relationships within the family and relate them to various ways of providing for retirement security within a Social Security and employer framework.

Description: This paper deals with the workplace and the financial security issues related to the employer-employee relationship. From The Old-Age Crisis - Actuarial Opportunities - The 1996 Bowles Symposium, M-RS99-1.

Description: This article is a review of the National Summit on Retirement Savings held on June 4-5, 1998 in Washington, D.C. The summit focused on the implications of low savings rates on the aging of America and was designed to help policy makers and all Americans think about ways to increase retirement savings.

Description: Provides an overview of several EBRI studies on spending by older Americans and brings together with Society of Actuaries research on shocks in retirement.

Description: This panel discussion examines the future of private pension plans.